# Yearover

> SEC filings, compared. Yearover compares two SEC filings and shows what changed. Every sentence carries the passage it came from, every figure carries its XBRL tag, period and accession number. When a check doesn’t pass, the report is held instead of published.

**The comparison is computed. The model only explains it.**
- Fetch from EDGAR: The original filing, stored once and never re-downloaded.
- Split into paragraphs: By Item and heading, the way the company wrote it.
- Match to last year: Identical text is set aside. Everything else is paired or marked added or removed.
- Explain, then check: A model sees only the changed pairs. Code checks every quote it cites against the filing.
- Numbers from XBRL: Looked up by tag and period. If a step isn't confident, the report waits for a human.

- **Quotes**: Matched against the filing text. If a quote doesn't match, the change isn't published.
- **Numbers**: Taken from XBRL tags, shown with the tag and filing. The model never computes a number; a figure in a summary is copied from the quote and checked.
- **Sources**: Every change links to its paragraph on SEC EDGAR, with the accession number.

**What Yearover doesn't do:** Buy or sell calls · Scores or ratings · Price targets · Predictions or sentiment · Market prices · “Real-time” promises.

**Covered now:** NVDA · AAPL · MSFT · PLUG · WKHS. 10-K, last two fiscal years. Risk Factors and MD&A. We add companies once their filings pass our checks. **Next:** 10-Q and 8-K · Form 4 insider purchases · more companies.

**Pricing:** Plans open when the product does. Nothing is for sale today and there is no card field anywhere on this site yet. This is what the plans will be, published now so it isn’t a surprise later. People on the waitlist hear first.
- **Free** ($0): Public comparison pages for a starter set of companies; Every quote and every figure, in full; The methodology and the corrections log.
- **Yearover** ($189 a year or $19 a month): Every company and filing we cover; Watchlists, with an email when a company you follow files; The weekly digest: what changed, and where to read it; Section comparisons beyond risk factors, including MD&A.
$19 a month if you’d rather pay monthly. Annual is two months cheaper, and it is the plan we’d pick. Yearover reports what a filing says and what changed. It is not investment advice, and there are no recommendations, ratings or price targets on any plan.

**Methodology and accuracy:** A missing report is acceptable. A wrong one isn't. We will publish accuracy measured on a hand-labeled set of real filings before launch, with the sample, the date and the known limits.

**Company:** Yearover is built by Shiftbase Labs Ltd, a UK company, self-funded. No ads, no sponsored coverage, the same report for every reader. Questions: hello@yearover.com.

**Disclaimer:** Yearover is software that compares SEC filings. It is not a registered investment adviser or broker-dealer and does not provide personalized advice or recommendations to buy, sell or hold any security. Information only; it may contain errors. Verify against the original filing on SEC.gov. Not affiliated with the U.S. Securities and Exchange Commission.

## Pages

- [Home](https://yearover.com/): A filings report you can quote.
- [How a report is made](https://yearover.com/#how-it-works): The comparison is computed. The model only explains it.
- [Methodology](https://yearover.com/methodology): Where every sentence and every number in a Yearover report comes from, the four checks a report passes before it is published, and what happens when one fails.
- [Reports](https://yearover.com/reports): One report per filing: what changed against the prior filing, every summary checked against the quoted text.
- [Notes](https://yearover.com/notes): One change from a filing a week, quoted with its source on SEC.gov.
- [Studies](https://yearover.com/studies): Counting studies over the whole of EDGAR, each with its method and its full list.
- [Press](https://yearover.com/press): What we publish, who runs it, how to cite it and how to check any figure.
- [Coverage](https://yearover.com/#coverage): Small on purpose, for now.
- [Changelog](https://yearover.com/changelog): Coverage changes, method changes and the corrections log.
- [Planned pricing](https://yearover.com/#pricing): Plans open when the product does.
- [Join the waitlist](https://yearover.com/#waitlist): Free during beta.

## Notes

- [NVIDIA added a sentence about competition in China that was not in last year's 10-K.](https://yearover.com/notes/nvidia-china-competition): Two sentences appear in Item 1A of the FY2025 filing that have no counterpart in FY2024. Both are about the same thing.

## Studies

- [The ESG retreat](https://yearover.com/studies/esg-retreat-2026): How many 10-K filers used the word ESG each year from 2019 to 2026, how the count was made, and the annual reports that used it in 2024 and not in 2026.

## Legal

- [Disclaimer](https://yearover.com/disclaimer): What Yearover is, what it is not, and why its reports are a reading of the filing rather than advice.
- [Publisher exclusion and corrections](https://yearover.com/publisher-exclusion): How a company or a publisher gets a report corrected, annotated or taken out of coverage.
- [Privacy](https://yearover.com/privacy): Everything Yearover stores about a reader, why, for how long, and the rights you have over it.
- [Terms](https://yearover.com/terms): The rules for using Yearover during beta.
- [Contact](https://yearover.com/contact): One address for corrections, privacy requests, exclusion requests and press.

## Optional

- [Full text](https://yearover.com/llms-full.txt): Everything above plus the FAQ, the methodology table, coverage, pricing, every note and the legal pages in full.
- [Sitemap](https://yearover.com/sitemap.xml): Every public page.